Payment Policy

Payment Policy - JewelryMarine.store

Last Updated: [2025-10-21]

Thank you for choosing to shop with JewelryMarine.store. This Payment Policy outlines the accepted payment methods, security measures, and procedures related to transactions on our website. By placing an order, you agree to the terms outlined below.

Accepted Payment Methods

We offer secure and convenient payment options to ensure a smooth checkout experience. We accept the following payment methods:

  1. Credit and Debit Cards:We accept all major credit and debit cards through our secure payment gateway.Accepted cards include: Visa, MasterCard, American Express, and Discover.Your card will be charged at the moment you place your order.
  2. PayPal:You can pay quickly and securely using your PayPal account or as a guest through PayPal using your credit/debit card without needing an account.When you select PayPal, you will be redirected to the secure PayPal website to complete your payment. You will then be returned to our site for your order confirmation.

Payment Security

The security of your financial information is our highest priority.

  • SSL Encryption: Our website is secured with SSL (Secure Socket Layer) technology, which encrypts all data you provide to us during the checkout process. This ensures that your personal and payment information is transmitted safely and cannot be read by unauthorized parties.
  • PCI DSS Compliance: We are compliant with the Payment Card Industry Data Security Standard (PCI DSS). This means we adhere to the strictest security standards set by the payment card industry to protect your sensitive data.
  • Data Storage: For your security, we do not store your full credit card details on our servers. Your payment information is processed directly by our certified payment gateways (Stripe for cards, PayPal for PayPal). These partners are global leaders in secure online payments.

Currency and Pricing

  • All transactions are processed in US Dollars (USD).
  • If you are shopping from outside the United States, the final amount charged by your bank or credit card company may be converted to your local currency. Any applicable exchange rates or foreign transaction fees are determined solely by your financial institution and are beyond our control.

When is Payment Processed?

Payment for your order is authorized and captured immediately at the time of purchase. This allows us to begin processing your order right away.

Failed Payments & Payment Authorization

If your payment fails, your order will not be processed. Common reasons for payment failure include:

  • Insufficient funds.
  • The credit card has expired.
  • Incorrect card number, CVV, or expiration date.
  • The transaction was flagged by your bank's fraud protection.

If your payment fails, please:

  1. Double-check all entered information for accuracy.
  2. Contact your bank or card issuer to ensure the transaction is not being blocked.
  3. Try again with a different payment method.

Billing and Payment Disputes

  • The descriptor on your credit card or PayPal statement will appear as "JEWELRYMARINE.STORE" or a similar variant.
  • If you do not recognize a charge, please contact us at netlajidui@gmail.com before disputing the charge with your bank or PayPal. We are happy to investigate and resolve any issues promptly.
  • Unauthorized disputes or chargebacks that are filed without first contacting us for resolution may result in your account being suspended and future orders being blocked.

Refunds and Order Cancellations

  • All refunds will be issued to the original payment method used for the purchase.
  • The time it takes for the refund to be reflected in your account depends on your bank or PayPal's processing times, but it typically takes 5-10 business days after we process the refund.
  • Please refer to our separate Return & Refund Policy for detailed information on eligibility and procedures.

Subscription and Pre-orders

  • Currently, we do not offer subscription services or pre-orders. All items are charged in full at the time of purchase.

Contact Us for Payment Issues

If you have any questions about your payment, encounter any issues during checkout, or notice an unexpected charge, please do not hesitate to contact our customer service team.

Email: netlajidui@gmail.com

We are here to help you have a secure and pleasant shopping experience.